Add up your monthly subscriptions and yearly-billed extras to see the true annual cost — and what the stack runs over 5 and 10 years.
The number nobody adds up
Streaming, music, cloud storage, apps, memberships — each is “only a few dollars”, and the stack quietly becomes a car payment. Enter your total monthly subscriptions and anything billed yearly, and this calculator returns the true annual figure and its 5- and 10-year projections, before the price rises that always come.
How to use it
- Add up everything billed monthly — bank statements find the ones memory misses.
- Add the yearly-billed extras (domains, memberships, annual plans).
- Read the yearly total and the long horizons.
The arithmetic
A worked example
$87 a month in subscriptions plus $120 of annual plans is $1,164 a year — $5,820 over five years and $11,640 over ten, before a single price increase. The useful exercise isn’t cancelling everything; it’s seeing which two or three lines carry most of the total, because subscription spending follows the same 80/20 as everything else.