Enter your BAH rate to see what it is worth after tax, how it compares to your rent, and its taxable-salary equivalent.
The method behind this calculator
BAH rates are set by ZIP code, rank and dependency status, and are published each year by the Defense Department — this tool does not guess them, so enter yours from the official calculator.
What it does show is the part that matters for budgeting: because BAH is not taxed, it is worth considerably more than the same amount of basic pay. At a 22% marginal rate, $2,400 of BAH has the buying power of roughly $3,077 in taxable salary.
Step by step
- Look up your BAH rate on the official DoD calculator and enter it.
- Enter your rent and utilities.
- Add basic pay and BAS for total compensation.
The formula
A worked example
On the values this calculator opens with, the BAH after housing costs is $80. Underneath, Taxable-equivalent value comes out at $3,076.92 of taxable salary and Tax saved per year at $8,123.08. Change any field and every figure updates as you type.