Business Loan Calculator

Estimate the monthly payment and total interest on a business loan.

How business loan is worked out

Enter the amount, rate and term to see the monthly payment and total cost of a business loan. It uses standard amortization.

Try it with these numbers

As an example, with a loan amount of 250,000, the calculator returns a monthly payment of $1,580.17. Underneath, Monthly payment comes out at $1,580.17 and Total paid at $568,861.22. Change any field and every figure updates as you type.

Getting your answer

  1. Enter your figures in the fields provided.
  2. The result updates as you type.
  3. Review the breakdown below the main number.

The maths behind it

payment = P × r ÷ (1 − (1+r)⁻ⁿ)

Common questions

Does this include a balloon payment?
No — it models a fully amortizing loan. Balloon structures differ.
What about fees?
Add fees with the APR calculator for the true cost.