Texas Paycheck Calculator

Texas has no state income tax, so your paycheck only loses federal tax and FICA. See what that leaves you.

The method behind this calculator

Texas is one of a small group of states that levies no personal income tax at all, so the state line on your payslip is genuinely zero. What comes out of a Texas paycheck is federal income tax, Social Security and Medicare, and nothing else at state level.

The trade-off sits outside the payslip. Texas funds itself largely through property tax, which is among the highest in the country, and through sales tax. A Texas salary therefore goes further month to month than the same salary in a high-income-tax state, but the housing cost comparison is where the difference is often clawed back.

Texas also has no state disability insurance deduction and no local income taxes, so no city or school district can add a payroll levy on top.

How to use it

  1. Enter your pay amount and how often you are paid.
  2. Set your filing status, state and tax year.
  3. Add pre-tax deductions to see how they change the net figure.

The calculation

net = gross โˆ’ pre-tax โˆ’ federal income tax โˆ’ FICA โˆ’ state tax FICA = 6.2% Social Security (to the wage base) + 1.45% Medicare

Worked example

As an example, with a pay basis of Annual salary, the calculator returns a take-home pay of $1,977.15. Underneath, Gross per period comes out at $2,500 and Federal income tax at $206.6. Change any field and every figure updates as you type.

FAQ

Does Texas have a state income tax?
No. The Texas constitution requires voter approval for any personal income tax, and none is levied. Only federal tax and FICA are withheld.
Why is my Texas paycheck still smaller than I expected?
Federal income tax and FICA together typically take 20 to 25 percent of gross pay for a middle income, before any pre-tax deductions you elect.
Are there local payroll taxes in Texas cities?
No. Unlike Ohio or Pennsylvania, Texas municipalities cannot levy an income tax on wages.