Project the future value of a mutual fund investment with regular contributions.
How mutual fund is worked out
Enter a starting amount, expected return, term and contributions to project the fund’s future value and total interest. Real returns vary, so this is an estimate.
How to use it
- Enter your figures in the fields provided.
- The result updates as you type.
- Review the breakdown below the main number.
How the number is calculated
future value = principal × (1 + rate)^periods + contributions compounded
Worked example
Worked through, a starting principal of 10,000 produces a future value of $20,096.61. Underneath, Future value comes out at $20,096.61 and Total contributions at $10,000. Change any field and every figure updates as you type.
FAQ
Are returns guaranteed?
No — fund returns fluctuate. Use a realistic long-run estimate.
Do fees matter?
Yes — fees reduce returns over time. Enter a return net of fees for accuracy.